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abstract australia australian background backgrounds bank banking blue buffeted business buy buying cash change coin currencies currency decline deep deposit derivative devaluation dollar economic economy exchange fall falling finance financial fluctuation forecast foreign future futures fx gain growth hedge hedging high higher highs instability interest loss low lower manipulation market markets monetary movement one outlook parity policy pond rate rates rba recession reserve revaluation ripple ripples rise rising risk save saving savings selling shift shifts slowdown speculation strength strong superannuation swell swing term trade trading trend uncertainty value values variation volatility water wave waves weak wish